Insurance Coverage / Bad Faith Litigation

Each insurance company owes contractual, fiduciary, and statutory obligations to its policyholders and claimants. In other words, an insurance company has a duty of good faith and fair dealing. This requires an insurance company to investigate quickly, negotiate fairly, settle promptly, and pay without delay. An insurance company potentially acts in "bad faith" where there is a coverage denial, a failure to defend its insured, a failure to settle a claim against its insured within policy limits, a threat against an insured, an unreasonable interpretation of its policy, or a delay in paying a claim under the policy. LakinChapman attorneys have successfully represented policyholders and claimants against insurance companies that try to put profits over policyholders.

Despite laws designed to prevent bad faith conduct, insurance companies continue to put their interests ahead of their policyholders. For specific examples of bad faith conduct, visit www.justice.org/docs/TenWorstInsuranceCompanies.pdf.

If you believe that you have been the victim of an insurance company acting in bad faith, then please contact us.  We will provide a FREE CONSULTATION to investigate your situation and analyze your rights and remedies.

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